【单选题】【消耗次数：1】
认为商业银行资金的流动性不仅可以通过强化资产管理获得，还可以通过灵活地调剂负债实现的理论是（）
①
资产管理理论
②
负债管理理论
③
资产负债综合管理理论
④
资产负债外管理
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【多选题】
商业银行资产管理理论的主要观点是
①
负债是商业银行不可控制的外生变量
②
银行应加强对其资产业务进行管理以实现其经营目标
③
资产是商业银行不可控制的外生变量
④
银行应加强对其负债业务进行管理以实现其经营目标
【多选题】
以下属于商业银行负债管理理论内容观点的是
①
银行对于负债并非完全被动
②
银行应主动到市场上吸收资金
③
资金的来源拓宽导致银行经营中面临的风险提高
④
银行可以不择手段向公众吸收存款
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