【单选题】【消耗次数:1】
操作风险较信用风险和市场风险存在着明显的特点,下列说法错误的是
表现形式多变
业务规模大
风险最大
覆盖范围广
参考答案:
复制
纠错
相关题目
【单选题】 下列选项中,按商业银行风险表现形式划分风险,不包括:
①  信用风险
②  流动性风险
③  操作风险
④  会计风险
【单选题】 下列关于操作风险说法错误的是( )
①  操作风险是指金融机构员工在业务操作中出现的风险
②  操作风险既可能来自于机构内部,也可能来自于外部
③  操作风险与其他风险的边界难以清晰界定
④  操作风险表现具有差异性和分散性
【单选题】 金融监管按照()可以划分为信用风险、市场风险、营业风险、环境风险和行为风险五种。
①  遭受风险的金融企业的面积
②  影响因素
③  衡量风险范围的角度
④  来源
【多选题】 下列银行各业务中,存在信用风险的有(  )。
①  短期贷款
②  债券投资
③  信用担保
④  同业交易
【多选题】 下列关于操作风险说法正确的是( )
①  操作风险是指由不完善或有问题的内部程序、员工和信息科技系统,以及外部事件所造成损失的风险。
②  操作风险来自于机构内部,具有内生性
③  操作风险与其他风险的边界界定清晰
④  与信用风险一样,操作风险的损益分布也具有严重的不对称性
【多选题】 信用风险可以划分为( )
①  违约风险
②  价差风险
③  利率风险
④  交易对手信用风险
【判断题】 信用风险具有明显的系统性
①  正确
②  错误
【单选题】 下列属于操作风险的是( )。
①  法律风险
②  策略风险
③  声誉风险
④  价格风险
【判断题】 银行承担的主要外汇风险是信用风险
①  正确
②  错误
【多选题】 下列属于信用风险的有( )。
①  购货企业无法支付赊销商品的贷款
②  消费者不能偿还住房贷款
③  企业不能支付银行贷款
④  商品价格暴涨暴跌
随机题目
【单选题】 Our room must ___ clean.
①  keep
②  be kept
③  to be kept
④  to keep
【单选题】 阅读理解:阅读下列短文,回答文后问题,选择最佳答案Trees mainly serve man in three important ways: They provide him with wood and other products; they provide him shade; and they help to prevent droughts and floods.Unfortunately, in many parts of the world, man has not realized that the third of these services is the most important.In his eagerness to make money from trees, he has cut them down in large numbers, only to find that without them he has lost the best friends he had. And besides, he is usually too careless to plant and look after new trees. So the forests slowly disappear.This does not only mean that man will have fewer trees. The results are even more serious: for where there are trees, their roots break up soil allowing the rain to sink in and also bind(固定) the soil, thus preventing it from being washed away easily;but where there are no trees, the rain falls on hard ground and flows away, causing floods and carrying away the rich top-soil. When the top-soil is gone, nothing remains but worthless desert.Two thousand years ago,a rich and powerful country cut down its trees to build warships, with which to gain itself an empire.It set up the empire, but, without its trees, its soil became poor and grew weak. When the empire fell to pieces, the home country found itself faced by floods and starvation(饥荒).4. Why did the country mentioned in the passage suffer from floods and starvations?
①  A. Because it set up an empire.
②  B. Because it fell to pieces.
③  C. Because it turned its trees into warships.
④  D. Because it spent too much money on wars.
【单选题】 阅读理解:阅读下列短文,回答文后问题,选择最佳答案Trees mainly serve man in three important ways: They provide him with wood and other products; they provide him shade; and they help to prevent droughts and floods.Unfortunately, in many parts of the world, man has not realized that the third of these services is the most important.In his eagerness to make money from trees, he has cut them down in large numbers, only to find that without them he has lost the best friends he had. And besides, he is usually too careless to plant and look after new trees. So the forests slowly disappear.This does not only mean that man will have fewer trees. The results are even more serious: for where there are trees, their roots break up soil allowing the rain to sink in and also bind(固定) the soil, thus preventing it from being washed away easily;but where there are no trees, the rain falls on hard ground and flows away, causing floods and carrying away the rich top-soil. When the top-soil is gone, nothing remains but worthless desert.Two thousand years ago,a rich and powerful country cut down its trees to build warships, with which to gain itself an empire.It set up the empire, but, without its trees, its soil became poor and grew weak. When the empire fell to pieces, the home country found itself faced by floods and starvation(饥荒).3. Land becomes desert after all trees are cut down because __________.
①  A. roots of trees break up the soil
②  B. no tree keeps the rain and protects the top-soil
③  C. strong winds bring a lot of sand
④  D. there are too many rainfalls to make it
【单选题】 阅读理解:阅读下列短文,回答文后问题,选择最佳答案Trees mainly serve man in three important ways: They provide him with wood and other products; they provide him shade; and they help to prevent droughts and floods.Unfortunately, in many parts of the world, man has not realized that the third of these services is the most important.In his eagerness to make money from trees, he has cut them down in large numbers, only to find that without them he has lost the best friends he had. And besides, he is usually too careless to plant and look after new trees. So the forests slowly disappear.This does not only mean that man will have fewer trees. The results are even more serious: for where there are trees, their roots break up soil allowing the rain to sink in and also bind(固定) the soil, thus preventing it from being washed away easily;but where there are no trees, the rain falls on hard ground and flows away, causing floods and carrying away the rich top-soil. When the top-soil is gone, nothing remains but worthless desert.Two thousand years ago,a rich and powerful country cut down its trees to build warships, with which to gain itself an empire.It set up the empire, but, without its trees, its soil became poor and grew weak. When the empire fell to pieces, the home country found itself faced by floods and starvation(饥荒).1. According to the passage, which is the most important service of trees to man?
①  A. They help him make money.
②  B. They give him cool.
③  C. They give him wood and other things.
④  D. They help him to stop droughts and floods.
【单选题】 These papers___yet.
①  have not written
②  have not been written  
③  has not written
④  has not been written
【判断题】 市场进入战略,根据不同的情况和条件,可以采取不同的战略方式:它包括强化营销、一体营销、多元化营销。
①  正确
②  错误
【判断题】 战略服从于组织结构,企业的组织结构的改变会导致企业战略的改变。
①  正确
②  错误
【判断题】 行业的经济规模越大,该行业的进入壁垒越高。
①  正确
②  错误
【多选题】 人们将管理理论分为以下三个不同层次,包括()。
①  管理基础
②  职能管理
③  生产管理
④  战略管理
【多选题】 国际多元化可以导致(??)。
①  更少的创新
②  不增加也不减少创新
③  更多的创新
④  创新更容易产生