在评价银行流动性风险时，（）指标的涉及考虑了银行一些表外业务的影响。

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【单选题】【消耗次数：1】

① 证券资产/总资产

② 预期现金流量比

③ 现金资产国库券/总资产

④ 净贷款/总资产

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