【简答题】【消耗次数:1】
贷款是指银行对借款人提供的按约定的[填空]和[填空]还本付息的货币资金
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相关题目
【判断题】 外汇贷款是银行对借款人自主提供的,以本币为计价单位的,按双方约定的利率和期限还本付息的贷款。
①  正确
②  错误
【单选题】 商业银行在短期贷款到期()之前,应向借款人发送还本付息通知单。
①  1个星期
②  2个星期
③  3个星期
④  1个月
【简答题】 [填空]是银行仅凭借款人的信用状况而发放的贷款
【单选题】 按月等额还本付息的住房抵押贷款,其计算月还款额的月利率为0.5%。此时,年利率6%称为“名义利率”,但因为是每月计算一次利息,所以借款人每年还本付息中实际支付给银行的利息,即实际利率()。
①  6%
②  大于6%
③  小于6%
④  与6%无关
【简答题】 [填空]是担保贷款的一种,是银行对借款人以一定财产作为抵押而发放的一种贷款
【单选题】 银团贷款按贷款人与借款人的关系可分为直接银团贷款和( )
①  间接银团贷款
②  定期贷款
③  循环贷款
④  备用信用证担保贷款
【判断题】 直接银团贷款是指由牵头银行先向借款人贷款,再由该行分割给其他银行。
①  正确
②  错误
【判断题】 银行提供的个人贷款是指以自然人为借款人的贷款。绝大多数个人贷款用于生产经营。(  )
① 
② 
【判断题】 债务资金是企业借入的需要还本付息的资金。比如民间借贷。( )
①  正确
②  错误
【判断题】 借款人在借款合同到期日之前归还借款时,贷款人有权按原贷款合同利率向借款人收取利息。
① 
② 
随机题目
【单选题】 A balanced diet is ______ as a quick and effective way to keep in good health.
①  consider
②  considers
③  considered
④  considering
【单选题】 We should not eat or eat less______ food.
①  junk
②  garbage
③  trash
④  rubbish
【单选题】 My brother can take his car apart and put it back together again. I certainly wish he______ me how.
①  would teach
②  has taught
③  will teach
④  teaches
【单选题】 She’s very ______ and would like to see each thing in its place.
①  gathered
②  grouped
③  modernized
④  organized
【单选题】 Keeping eye contact ______ respect for the interviewer and your audience.
①  says
②  pays
③  throws
④  shows
【单选题】 Do plan to arrive ______or a few minutes early for a job interview.
①  no time
②  on time
③  all the time
④  at a time
【单选题】 But for the immediate help from his neibour, the old man______of hunger fifteen years ago.
①  must die
②  must have died
③  would die
④  would have died
【单选题】 Can I send a package with some fragile______?
①  items
②  itinerary
③  terms
④  teams
【单选题】 Sorry, we cannot further______ the price.
①  deepen
②  shorten
③  lower
④  simpler
【单选题】 Fast delivery is important. Now our customers can______ their orders(订货) within 2 days.
①  deceive
②  receive
③  believe
④  relieve