【简答题】【消耗次数:1】
什么是贷款?贷款有哪些不同的分类?
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相关题目
【简答题】 什么是贷款和非应计贷款?
【多选题】 下列哪些贷款应列入呆滞贷款?()
①  借款人被依法撤销、关闭、解散,并终止法人资格
②  借款人虽未依法终止法人资格,但生产经营活动已停止,借款人已名存实亡
③  借款的经营活动虽未停止,但产品无市场,企业资不抵债,亏损严重并濒临倒闭
④  企业有明显的逃废债行为
【多选题】 银监会2007年颁布的《贷款风险分类指引》规定商业银行对贷款进行分类应考虑的因素( )
①  贷款人的还款记录
②  借款人的还款意愿
③  贷款的担保
④  贷款偿还的法律责任
【多选题】 按银行贷款的保障条件来分类,银行贷款一般可分为
①  信用贷款
②  定期贷款
③  担保贷款
④  损失贷款
【多选题】 我国个人住房贷款中常见的贷款方式有( )。
①  商业性贷款
②  公积金贷款
③  组合贷款
④  住房接力贷款
【多选题】 下列哪些属于贷款业务的核算要求?
①  本息分别核算
②  商业性贷款与政策性贷款分别核算
③  自营贷款与委托贷款分别核算
④  应计贷款和非应计贷款分别核算
【判断题】 担保贷款包括保证贷款、抵押贷款和质押贷款。
① 
② 
【简答题】 什么是票据贴现?其与一般贷款相比有何区别?
【单选题】 商业银行贷款按有无担保分类,不包括()
①  政策性贷款
②  信用贷款
③  担保贷款
④  贴现贷款
【多选题】 银团贷款按贷款期限可分为( )
①  间接银团贷款
②  定期贷款
③  循环贷款
④  直接银团贷款
随机题目
【单选题】 I caught a____ of the car before it disappeared around the bend.
①  glance
②  glimpse
③  look
④  see
【单选题】 Unless all the members agree to ____ to the plan there may be further development in the course of action.
①  tumble
②  stick
③  come
④  adjust
【单选题】 It was the driver’s ____ that caused him to step on the gas instead of the brake after his car went over the curb.
①  fraud
②  alarm
③  terror
④  panic
【单选题】 It was dark in the cave so she ____ a match.
①  struck
②  hit
③  fired
④  burned
【单选题】 The earnings of women are well below that of men ____ educational differences that are diminishing between the two sexes.
①  although
②  though
③  despite of
④  in spite of
【单选题】 As he had heart attack, he was told that he_____ continue the work.
①  needn’ t
②  may not
③  mustn’ t
④  can’ t
【单选题】 They have considered their high standard of living a(n) ____for practising their basic beliefs.
①  award
②  reward
③  result
④  consequence
【单选题】 She put an extra blanket over the baby for fear that ____.
①  he catches cold
②  he should catch cold
③  he caught cold
④  he be catching cold
【单选题】 There is an increasing ____ to make movies describing violence.
①  strength
②  direction
③  tradition
④  trend
【单选题】 There have been few novels by revolutionaries free of those faults____ by Marx and Engels.
①  punished
②  blamed
③  criticized
④  scolded