【单选题】【消耗次数：1】
按照由表及里的原则，操作风险具体可划分为非流程风险、流程环节风险和（ ）。
①
控制派生风险
②
人力资源配置不当风险
③
系统性风险
④
操作失误风险
参考答案：
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按成因划分，操作风险可以分为[填空]、[填空]、[填空]和外部事件风险
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按照风险的可预测性分类，风险有可预测风险，不可预测风险和[填空]。
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