【单选题】【消耗次数：1】
（ ）的第三方支付系统PayPal是全球使用最广泛地跨境交易在线支付工具，拥有超过了1．5亿活跃用户，支持25种货币付款交易。
①
英国
②
中国
③
美国
④
德国
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关于第三方支付，以下错误的说法是：。
①
第三方支付是最近几年出现的新的支付清算组织
②
第三方支付是提供电子支付指令交换和计算的非法人组织
③
第三方支付平台是架构在虚拟支付层上的
④
第三方支付是典型的应用支付层架构
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